The Single Euro Payments Area (SEPA) will be the area where citizens, companies and other economic participants can make and receive payments in euro, within Europe, whether between or within national boundaries under the same rights and obligations, regardless of their location.
The geographical scope of SEPA encompasses the 27 EU member states, Iceland, Liechtenstein, Norway and Switzerland.
SEPA Direct Debit
SEPA Core Direct Debit The SEPA Core Direct Debit Scheme applies to transactions in euro. The debtor and creditor must each hold an account with a credit…
Getting Your Company Ready For SEPA
To realize the benefits of uniform SEPA payment instruments for your business, you need to upgrade existing payment applications as a first step. If your…
SEPA Credit Transfer
The SEPA Credit Transfer Scheme enables payments services providers to offer a core and basic credit transfer service throughout SEPA, whether for single or…
The Benefits Of SEPA
HAVE SEPA PAYMENT PRODUCTS CUSTOMTAILORED FOR YOU The SEPA schemes recognize that individual banks and communities of banks will provide complementary…
The First Milestones
The SEPA vision is supported by Europe's banks working together towards the integration of euro payments markets through the European Payments Council (EPC).