
Financial Instruments

- Murabaha: The bank buys a product which it leases to the final consumer, ultimately the consumer will pay the price of the property and commission.
- The Mudaraba is a contract or performance is shared between the holders of knowledge and donors.
- Musharaka is equivalent to a participation or Joint Venture
- The contract Wakala which is the equivalent of an agency contract paying a fixed return
- The Ijara contract equivalent of leasing.
- The contract Istisna or project financing.
- The contract of Salam which is equivalent to a delivery contract term or deferred
- Sukuk, which are the equivalent of treaty obligations, it is the most requested and most interesting FI product.